Visa Inc. (V) earnings on July 28, 2026
Prior outlook: Optimistic Outcome: Partial
Visa shares edged slightly higher after earnings, with analysts raising price targets.
V price around the earnings
368.73
Change: +0.6%
2026-07-29, 20:00 UTC
Start of the measured window
End of the measured window
357.80
363.17
368.54
373.91
366.59
July 28, 2026
July 29, 2026
- Price: green if it ends above the starting price; red if it ends below
- Start of the measured window
- End of the measured window
- Market open
- No trading (market closed)
- Starting price
Prior thesis
Prior outlook: Optimistic Outcome: Partial
- Thesis published
- Results released
Strong analyst conviction and a high beat rate, but cooling recent trend and workforce cuts introduce uncertainty.
Context analyzed before publication
- Trend
- Strong run-up followed by cooling recent trend into earnings, suggesting expectations might be elevated.
Analysts
Evidence
- Analyst consensus
- Strong buy
- Consensus average (1-5)
- 1.37
- Analysts covering the stock
- 38
- Average price target
- 403.26
- Lowest price target
- 330
- Highest price target
- 450
- Upside to price target
- 9.5%
- Quarterly earnings growth
- 31.5%
- Revenue growth
- 17.1%
- Forward EPS
- 14.87
- Trailing EPS
- 11.46
- Analyst moves in the last 60 days
- 5
- Strong buy: 9
- Buy: 29
- Hold: 3
- Sell: 0
- Strong sell: 0
- Strong buy
- 9
- Buy
- 29
- Hold
- 3
- Sell
- 0
- Strong sell
- 0
- July 24, 2026 · Truist Securities: Maintains rating (Buy → Buy)
- July 15, 2026 · BMO Capital: Maintains rating (Outperform → Outperform)
- July 8, 2026 · Barclays: Initiates coverage (Overweight)
- July 7, 2026 · Baird: Maintains rating (Outperform → Outperform)
- June 30, 2026 · Piper Sandler: Initiates coverage (Overweight → Overweight)
News and sentiment
Evidence
Sentiment
- Sentiment
- Neutral
- Mention volume
- Low
- Normalized volume
- 33%
News
Sources (6)
- 'Visa to Cut 7% of Workforce as CEO Seeks to Revamp Payments Firm' - Bloomberg (opens in a new tab) — Benzinga
- Visa Earnings Are Imminent; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call (opens in a new tab) — Benzinga
- Robinhood, Hyperliquid Could Lead Crypto's Next Bull Market, Says Matthew Sigel: 'Wall Street Is Going Onchain' (opens in a new tab) — Benzinga
- Truist Securities Maintains Buy on Visa, Raises Price Target to $394 (opens in a new tab) — Benzinga
- Here’s How Much You Would Have Made Owning Visa Stock In The Last 15 Years (opens in a new tab) — Benzinga
- Chamath Says Stripe's PayPal Deal Is 'a Shot Across the Bow' for Visa and Mastercard (opens in a new tab) — Benzinga
Technicals
Evidence
- Average true range (ATR)
- 1.9%
- Distance to 52-week high
- +0.0%
- 14-day change (14d)
- +1.3%
- 30-day change (31d)
- +8.0%
- 30-day relative strength
- +6.7%
- SPY change (31d)
- +1.3%
- Nearest support
- 361.8
- Nearest resistance
- 363.82
- Volume accumulation ratio (14d / 46d)
- 0.76
Trends
Evidence
- Average earnings surprise
- +3.2%
- April 28, 2026: actual EPS 3.31 vs estimate 3.1 (surprise +6.8%)
- January 29, 2026: actual EPS 3.17 vs estimate 3.14 (surprise +0.9%)
- October 28, 2025: actual EPS 2.98 vs estimate 2.97 (surprise +0.3%)
- July 29, 2025: actual EPS 2.98 vs estimate 2.85 (surprise +4.7%)
Expected move
- Implied move
- +2.6%
- Source
- Options chain
Reactions over its last 20 earnings
- Median move
- 1.7%
- 75th percentile move
- 4.2%
- 90th percentile move
- 7%
- Up / down moves
- 9 / 11
- Average up move
- +4.2%
- Average down move
- -2.0%
Monitoring and close
What Visa Inc. reported
- Status
- Finished
| Actual EPS | 3.32 |
|---|---|
| EPS estimate | 3.23 |
| EPS surprise | +2.8% |
| Revenue | $11,633 million |
| Revenue estimate | $11,402 million |
| Revenue surprise | +2.0% |
Visa cuts 2,600 jobs in efficiency push. GBank Financial reports leadership changes and SBA loan growth, but credit quality pressures.
Sources (50)
- Visa's Implied Q4 Exit Rate Bodes Well for 2027 Guidance, UBS Says (opens in a new tab) — MT Newswires
- Visa Stock Rises 1.5% as Earnings Beat Meets 2,600 Job Cuts (opens in a new tab) — GuruFocus.com
- Stock Market Today: Nasdaq, Dow Pare Losses As Fed Stands Pat On Key Rate; Meta Wobbles (Live Coverage) (opens in a new tab) — Investor's Business Daily
- Visa CEO discloses dynamic investment plan during earnings call (opens in a new tab) — TheStreet
- V, SNOW Stocks Hit Fresh 52-Week Highs Today – What’s Got Investors Buzzing? (opens in a new tab) — Stocktwits
- Piper Sandler Maintains Overweight on Visa, Raises Price Target to $430 (opens in a new tab) — Benzinga
- Susquehanna Maintains Positive on Visa, Raises Price Target to $427 (opens in a new tab) — Benzinga
- Visa Beats on Q3, Raises Revenue Outlook as Analyst Points to Healthy Spending (opens in a new tab) — Benzinga
- Live On CNBC, Kevin Simpson Announces Bought More Visa (opens in a new tab) — Benzinga
- Visa Q3 Earnings Beat Estimates on Cross-Border Volume Strength (opens in a new tab) — Zacks
- UBS Maintains Buy on Visa, Raises Price Target to $420 (opens in a new tab) — Benzinga
- The new AI trade: Visa, Shopify, and more (opens in a new tab) — Yahoo Finance Video
- BMO Capital Maintains Outperform on Visa, Raises Price Target to $405 (opens in a new tab) — Benzinga
- Visa Q3 Earnings Call Highlights AI and Payments Growth (opens in a new tab) — Zacks
- RBC Capital Maintains Outperform on Visa, Raises Price Target to $412 (opens in a new tab) — Benzinga
- Visa To Rally Around 23%? Here Are 10 Top Analyst Forecasts For Wednesday (opens in a new tab) — Benzinga
- Visa exceeds Wall Street estimates in fiscal third quarter (opens in a new tab) — Proactive
- Visa: Paying Too Much For A Great Business (opens in a new tab) — SeekingAlpha
- Visa Is Cutting 2,600 Jobs — AI Is Only Part of the Reason: ‘We Must Continue Evolving How We Work’ (opens in a new tab) — Entrepreneur
- Visa (V) Plans 7% Workforce Cut As AI Reshapes Its Growth Priorities (opens in a new tab) — Simply Wall St.
- Wolfe Research Maintains Outperform on Visa, Raises Price Target to $435 (opens in a new tab) — Benzinga
- Citigroup Maintains Buy on Visa, Raises Price Target to $440 (opens in a new tab) — Benzinga
- Visa Inc. Q3 2026 Earnings Call Summary (opens in a new tab) — Yahoo
- Cantor Fitzgerald Reiterates Overweight on Visa, Maintains $410 Price Target (opens in a new tab) — Benzinga
- Can Markets Survive Big Tech Earnings, Fed Rate Call, Iran Fears Today? (opens in a new tab) — Barrons.com
- Visa Beats Third-Quarter Expectations as Consumer Spending Drives Revenue Growth (opens in a new tab) — InvestorsHub
- Visa to cut 2,600 jobs in 7% workforce reduction- report (opens in a new tab) — Electronic Payments
- Baird Maintains Outperform on Visa, Raises Price Target to $420 (opens in a new tab) — Benzinga
- JP Morgan Maintains Overweight on Visa, Raises Price Target to $450 (opens in a new tab) — Benzinga
- Visa Delivers Reassuring Read on the US Consumer: No Signs of Spending Weakness (opens in a new tab) — Benzinga
- Visa’s revenue momentum slows (opens in a new tab) — Yahoo
- Visa Inc (V) Q3 2026 Earnings Call Highlights: Record Revenue and Strategic Innovations Propel ... (opens in a new tab) — GuruFocus.com
- Sk Hynix, Bloom Energy, Seagate, Micron Technology and Visa: Why These 5 Stocks Are on Investors' Radars Today (opens in a new tab) — Benzinga
- Visa Inc. (V) Q3 2026 Earnings Call Transcript (opens in a new tab) — SeekingAlpha
- Visa Q3 Earnings Call Highlights (opens in a new tab) — MarketBeat
- X, Visa Launch Payments App For U.S. Subscribers (opens in a new tab) — MediaPost
- Visa (V) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates (opens in a new tab) — Zacks
- V Stock Slips After-Hours — Visa Reports $563M Job Cut-Related Costs Amid Resilient Consumer Spending (opens in a new tab) — Stocktwits
- Visa Shares Slip on Mixed Guidance Update (opens in a new tab) — The Wall Street Journal
- Visa (NYSE:V) Posts Better-Than-Expected Sales In Q2 CY2026 (opens in a new tab) — StockStory
- Elon Musk launches invite-only X Money with a Visa debit card, 6% yield and real-time transfers (opens in a new tab) — Associated Press
- Visa (V) Surpasses Q3 Earnings and Revenue Estimates (opens in a new tab) — Zacks
- Visa Announced Layoffs Ahead of Earnings Beat, as AI and Restructuring Accelerate (opens in a new tab) — Barrons.com
- Visa Third-Quarter Results Outpace Expectations as Payments Volume Increases (opens in a new tab) — MT Newswires
- Visa posts double-digit revenue growth on resilient consumer spending (opens in a new tab) — Investing.com
- Ford, Visa, Seagate: After-Hours Stocks to Watch (opens in a new tab) — The Wall Street Journal
- Visa (NYSE:V) Reports Inline Q3 Earnings, Maintains Quality Stock Status (opens in a new tab) — ChartMill
- Visa Third-Quarter Revenue Climbs, Citing Resilient Consumer, Business Spending (opens in a new tab) — The Wall Street Journal
- Visa Posts Strong Q3 Results: CEO Says 'Consumer and Business Spending Remains Resilient' (opens in a new tab) — Benzinga
- Visa Reports $563M As Severance Expenses (opens in a new tab) — Benzinga
Pre-market second reading after the results
- Verdict
- Beat expectations
Heading into the open, the figures don't clearly confirm the prior scenario.
How the stock reacted
- Outcome
- Partial
- Consolidated
- +0.6%
- Max favorable move (MFE)
- 2%
- Max adverse move (MAE)
- 2.6%