Terms of use and legal notice — Volatly (v1)

1. Nature of the service. Volatly is a platform for information, statistical analysis and educational content about corporate events and the price behavior of listed assets. Volatly is NOT an investment services firm, is NOT authorized or supervised by the CNMV or any other financial regulator, is NOT a broker, does NOT execute orders, does NOT hold funds or financial instruments, and does NOT provide financial, tax or legal advice of any kind.

2. No recommendation. No content in the application or its associated channels (web, notifications, emails) — including analyses, scenarios, outlooks, reference levels, invalidation levels, alerts, scores, historical metrics or simulations — constitutes an investment recommendation, an invitation, offer or solicitation to buy or sell any financial instrument, or a suggested investment strategy. All content is generic, distributed identically to all users, and does not take into account your objectives, financial situation, experience or personal circumstances.

3. Tracking simulations. Published simulations are theoretical exercises with fixed, public and immutable rules, whose sole purpose is to transparently measure and audit the quality of published analyses. They do not represent real trades or trading instructions. Their results are hypothetical: they do not reflect commissions, slippage, spreads, available liquidity, taxes or other real execution conditions, and real trading results could differ substantially.

4. Past and hypothetical results. Past results, whether real or simulated, do not guarantee or predict future results. Historical statistics shown describe the past behavior of published analyses and are not a promise of returns.

5. Risk. Trading in financial markets involves a high risk of loss, including total loss of invested capital. Do not trade with money you cannot afford to lose.

6. Sole responsibility of the user. Any investment decision you make, whether or not based on Volatly content, is exclusively yours and under your sole and full responsibility. If you need advice, consult a duly authorized professional. Using Volatly does not create any advisory, fiduciary or management relationship between you and Volatly.

7. Data and availability. Information displayed comes from third-party sources and may contain errors, delays, interruptions or omissions. Volatly does not guarantee the accuracy, completeness, timeliness or continuous availability of the service or its data, and may modify, suspend or discontinue any functionality without prior notice.

8. Notifications. Push notifications are informational, describe the state of published analyses and simulations, and their delivery or timeliness is not guaranteed (it depends on third parties such as operating systems and networks). They must never be interpreted as instructions to act or as real-time information suitable for execution.

9. User requirements and jurisdiction. You must be over 18 years old. You are responsible for verifying that your use of Volatly complies with the laws of your country of residence. The service is not directed at persons in jurisdictions where its content may be restricted.

10. Acceptable use and intellectual property. Volatly content is for your personal, non-commercial use. Reselling, redistributing, publishing, automated extraction or using it to provide services to third parties is prohibited. All content, trademarks and software are property of Volatly or its licensors.

11. Limitation of liability. To the maximum extent permitted by law, Volatly is not liable for losses or damages of any kind (including investment losses, loss of profit or indirect damages) arising from the use or inability to use the service, from decisions made based on its content, or from errors, delays or omissions in the data.

12. Subscription. Pricing, trial periods and subscription cancellation are managed through the website and payment providers, under the conditions published there.

13. Changes. Volatly may update these terms. New versions will require your express acceptance to continue using the application, and the accepted version and its date are recorded.

14. Governing law. These terms are governed by Spanish law. Any dispute will be subject to the courts having jurisdiction under applicable consumer protection rules.