PayPal Holdings, Inc. (PYPL) earnings on May 5, 2026
More PayPal Holdings, Inc. earnings
Prior outlook: Pessimistic Outcome: Accurate
PayPal shares were volatile after earnings, initially rising before falling. The market remains concerned about user growth and restructuring.
PYPL price around the earnings
46.49
Change: -7.7%
2026-05-05, 20:00 UTC
- Price: green if it ends above the starting price; red if it ends below
- Start of the measured window
- End of the measured window
- Market open
- Starting price
Prior thesis
Prior outlook: Pessimistic Outcome: Accurate
- Thesis published
Shares fall on weak growth and uncertainty.
Following its recent earnings report, PayPal's shares have dropped significantly due to concerns about slowing user growth and uncertainty surrounding its restructuring plans. This indicates a pessimistic outlook for the company in the short term.
Context analyzed before publication
- Summary
- Analysts cautious, recent surge nears resistance, potential overbought.
- Reasoning
- Analysts suggest a 'Hold' with a modestly optimistic scenario, despite a good earnings beat rate. However, the stock has recently surged towards resistance levels, indicating potential overbought conditions.
- Playbook
- Given the limited optimistic scenario cited by analysts and the stock approaching resistance, a cautious approach is indicated. Retail investors are very optimistic, which could context a divergence.
- Trend
- Mixed, recent strong run-up into resistance.
Analysts
Drivers
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Analysts
Neutral
The average analyst rating is 'Hold' with a price target pointing to a modestly optimistic scenario.
Evidence
- Analyst consensus
- Hold
- Consensus average (1-5)
- 2.82
- Analysts covering the stock
- 34
- Average price target
- 52.97
- Lowest price target
- 32
- Highest price target
- 147.39
- Upside to price target
- 5.6%
- Quarterly earnings growth
- 28.2%
- Revenue growth
- 3.7%
- Forward EPS
- 5.79
- Trailing EPS
- 5.41
- Analyst moves in the last 60 days
- 7
- Strong buy: 4
- Buy: 6
- Hold: 30
- Sell: 4
- Strong sell: 0
- Strong buy
- 4
- Buy
- 6
- Hold
- 30
- Sell
- 4
- Strong sell
- 0
- April 24, 2026 · Truist Securities: Maintains rating (Sell → Sell)
- April 22, 2026 · BMO Capital: Initiates coverage (Market Perform → Market Perform)
- April 21, 2026 · B of A Securities: Maintains rating (Neutral → Neutral)
- April 16, 2026 · Mizuho: Downgrades rating (Outperform → Neutral)
- April 8, 2026 · Citigroup: Maintains rating (Neutral → Neutral)
- March 31, 2026 · Loop Capital: Initiates coverage (Hold)
- March 2, 2026 · KGI Securities: Downgrades rating (Outperform → Neutral)
News and sentiment
Drivers
-
News & sentiment
Negative
While news about Venmo is positive, there isn't a strong catalyst, and retail sentiment appears extremely pessimistic.
Evidence
Sentiment
- Sentiment
- Cautious
- Mention volume
- Low
- Normalized volume
- 33%
News
Sources (8)
- 'PayPal's New CEO Makes Venmo A Standalone Business Unit As Potential Buyers Circle' - CNBC — Benzinga
- Peter Thiel Buys $12 Million Mansion In Argentina As Javier Milei Woos Silicon Valley: Report — Benzinga
- Truist Securities Maintains Sell on PayPal Holdings, Raises Price Target to $45 — Benzinga
- BMO Capital Initiates Coverage On PayPal Holdings with Market Perform Rating, Announces Price Target of $52 — Benzinga
- Cantor Fitzgerald Maintains Neutral on PayPal Holdings, Raises Price Target to $54 — Benzinga
- B of A Securities Maintains Neutral on PayPal Holdings, Raises Price Target to $55 — Benzinga
- Oportun Financial (OPRT) Stock Surges 12% In Pre-Market On Friday: Here's What Is Happening — Benzinga
- What's Going On With PayPal Stock Today? — Benzinga
Technicals
Drivers
-
Technical
Negative
The stock has seen a significant rally recently, approaching a key resistance level, suggesting it might be overbought.
Evidence
- Average true range (ATR)
- 2.9%
- Distance to 52-week high
- -36.9%
- 14-day change (14d)
- +5.5%
- 30-day change
- +13.4%
- 30-day relative strength
- +4.8%
- Benchmark change
- +8.6%
- Nearest support
- 43.33
- Nearest resistance
- 52.29
- Volume accumulation ratio
- 0.63
Trends
Drivers
-
Macro & trends
Positive
The stock is showing relative strength compared to the broader market, indicating positive performance trends.
Evidence
- Average earnings surprise
- +6.9%
- February 3, 2026: actual EPS 1.23 vs estimate 1.29 (surprise -4.4%)
- October 28, 2025: actual EPS 1.3 vs estimate 1.14 (surprise +14.5%)
- July 29, 2025: actual EPS 1.29 vs estimate 1.25 (surprise +3.1%)
- April 29, 2025: actual EPS 1.33 vs estimate 1.16 (surprise +14.5%)
Expected move
Drivers
-
Past earnings
Positive
The company has a strong track record of beating earnings expectations, which supports a positive outlook.
There is no implied-move data available for this event.
Reactions over its last 19 earnings
- Median move
- 8.7%
- 75th percentile move
- 11.9%
- 90th percentile move
- 14.7%
- Up / down moves
- 8 / 11
- Average up move
- +5.8%
- Average down move
- -11.5%
Monitoring and close
What PayPal Holdings, Inc. reported
There is no monitoring data available for this event.
Pre-market second reading after the results
There is no second reading available for this event.
How the stock reacted
- Outcome
- Accurate
- Consolidated
- -7.8%
- Max favorable move (MFE)
- 11.7%
- Max adverse move (MAE)
- 0%