Mastercard Incorporated (MA) earnings on July 30, 2026
More Mastercard Incorporated earnings
Prior outlook: Optimistic Outcome: Accurate
Mastercard rose steadily throughout the day, reaching a high of 3.49% before closing up 2.49%, showing continued investor confidence in the company's growth.
MA price around the earnings
577.35
Change: +2.5%
2026-07-30, 20:00 UTC
Start of the measured window
End of the measured window
558.51
566.17
573.84
581.50
563.32
July 30, 2026
- Price: green if it ends above the starting price; red if it ends below
- Start of the measured window
- End of the measured window
- Market open
- Starting price
Prior thesis
Prior outlook: Optimistic Outcome: Accurate
- Thesis published
- Results released
Analysts expect strong growth with a strong recent beat history, following a moderate run-up and recent cooling.
Context analyzed before publication
- Trend
- Strong run-up with high expectations, but recent cooling from peak suggests some sell-the-news risk.
Analysts
Evidence
- Analyst consensus
- Strong buy
- Consensus average (1-5)
- 1.37
- Analysts covering the stock
- 38
- Average price target
- 644.05
- Lowest price target
- 550
- Highest price target
- 735
- Upside to price target
- 14.3%
- Quarterly earnings growth
- 18.4%
- Revenue growth
- 15.8%
- Forward EPS
- 22.8
- Trailing EPS
- 17.29
- Analyst moves in the last 60 days
- 6
- Strong buy: 9
- Buy: 29
- Hold: 3
- Sell: 0
- Strong sell: 0
- Strong buy
- 9
- Buy
- 29
- Hold
- 3
- Sell
- 0
- Strong sell
- 0
- July 24, 2026 · Truist Securities: Maintains rating (Buy → Buy)
- July 8, 2026 · Barclays: Initiates coverage (Overweight)
- July 7, 2026 · TD Cowen: Maintains rating (Buy → Buy)
- July 7, 2026 · Baird: Maintains rating (Outperform → Outperform)
- June 30, 2026 · Piper Sandler: Initiates coverage (Overweight → Overweight)
- June 3, 2026 · Loop Capital: Maintains rating (Buy → Buy)
News and sentiment
Evidence
Sentiment
- Sentiment
- Cautious
- Mention volume
- Low
- Normalized volume
- 33%
News
Sources (5)
- Mastercard Gears Up For Q2 Print; Here Are The Recent Forecast Changes From Wall Street's Most Accurate Analysts (opens in a new tab) — Benzinga
- Apple Could Swing $170 Billion In Value After Earnings (opens in a new tab) — Benzinga
- Truist Securities Maintains Buy on Mastercard, Lowers Price Target to $554 (opens in a new tab) — Benzinga
- Chamath Says Stripe's PayPal Deal Is 'a Shot Across the Bow' for Visa and Mastercard (opens in a new tab) — Benzinga
- Here’s How Much You Would Have Made Owning Mastercard Stock In The Last 15 Years (opens in a new tab) — Benzinga
Technicals
Evidence
- Price when the context was analyzed
- 563.21
- Average true range (ATR)
- 2.1%
- Distance to 52-week high
- -5.4%
- 14-day change (14d)
- +5.2%
- 30-day change (30d)
- +10.5%
- 30-day relative strength
- +12.0%
- SPY change (30d)
- -1.5%
- Nearest support
- 558.72
- Distance to nearest support
- 0.8%
- Nearest resistance
- 563.48
- Distance to nearest resistance
- 0.1%
- Volume accumulation ratio (14d / 46d)
- 0.68
- Major: 558.72 (0.8% away, 0.39 ATR, 39 touches)
- Major: 553.91 (1.7% away, 0.8 ATR, 42 touches)
- Major: 550.97 (2.2% away, 1.05 ATR, 39 touches)
- Major: 563.48 (0.1% away, 0.02 ATR, 52 touches)
- Major: 569.93 (1.2% away, 0.58 ATR, 46 touches)
- Major: 574.57 (2% away, 0.98 ATR, 31 touches)
Trends
Evidence
- Average earnings surprise
- +5.3%
- April 30, 2026: actual EPS 4.6 vs estimate 4.41 (surprise +4.2%)
- January 29, 2026: actual EPS 4.76 vs estimate 4.24 (surprise +12.3%)
- October 30, 2025: actual EPS 4.38 vs estimate 4.31 (surprise +1.5%)
- July 31, 2025: actual EPS 4.15 vs estimate 4.02 (surprise +3.1%)
Expected move
- Implied move
- +3.7%
- Source
- Options chain
Reactions over its last 20 earnings
- Median move
- 1.9%
- 75th percentile move
- 3.3%
- 90th percentile move
- 4.4%
- Up / down moves
- 11 / 9
- Average up move
- +2.4%
- Average down move
- -2.1%
Monitoring and close
What Mastercard Incorporated reported
- Status
- Finished
| Actual EPS | 5.04 |
|---|---|
| EPS estimate | 4.77 |
| EPS surprise | +5.7% |
| Revenue | $9,277 million |
| Revenue estimate | $9,068 million |
| Revenue surprise | +2.3% |
Mastercard's Q2 earnings beat expectations, driven by payments network growth. A new comparison shows Visa and Mastercard growth rates converging.
Sources (25)
- Mastercard’s Earnings Beat Shows It’s Much More Than a Card Company (opens in a new tab) — Barrons.com
- How Mastercard plans to compete in agentic commerce (opens in a new tab) — American Banker
- Citi and Mastercard Expand The Curated Table Series for Fall 2026 with Premium Dining Experiences (opens in a new tab) — Yahoo
- Mastercard stock climbs after Q2 earnings beat (opens in a new tab) — InvestorsHub
- Mastercard Beats Q2 Earnings on Solid Cross-Border Volume Growth (opens in a new tab) — Zacks
- Mastercard Second-Quarter Results Top Street Estimates (opens in a new tab) — MT Newswires
- Visa Vs. Mastercard: The Duel Just Got More Interesting (opens in a new tab) — SeekingAlpha
- MasterCard (MA) Reports Q2 Earnings: What Key Metrics Have to Say (opens in a new tab) — Zacks
- Mastercard CFO Says Diversified Business Is Winning Through Global Uncertainty (opens in a new tab) — Benzinga
- MasterCard (MA) Q2 Earnings and Revenues Surpass Estimates (opens in a new tab) — Zacks
- Mastercard Incorporated (MA) Q2 2026 Earnings Call Transcript (opens in a new tab) — SeekingAlpha
- Mastercard (NYSE:MA) Gains on Q2 Earnings Beat Amid Mixed Revenue (opens in a new tab) — ChartMill
- Mastercard Q2 2026 earnings beat on revenue, payment network growth (opens in a new tab) — Quartz
- Mastercard beats Q2 estimates on strong consumer spending, cross-border payments (opens in a new tab) — Investing.com
- Mastercard Stock Rises as Earnings Get Boost From Growth in Payments Network (opens in a new tab) — Barrons.com
- Mastercard Sales Rise on Payment Network Growth (opens in a new tab) — The Wall Street Journal
- Mastercard’s (NYSE:MA) Q2 CY2026: Beats On Revenue (opens in a new tab) — StockStory
- Mastercard beats profit estimates as stable spending drives transaction volumes (opens in a new tab) — Reuters
- Mastercard profit beats estimates as stable spending drives transaction volumes (opens in a new tab) — Reuters
- Mastercard profit jumps as stable spending drives transaction volumes (opens in a new tab) — Reuters
- Mastercard reported adjusted earnings of $5.04 per share, beating the $4.77 estimate, and revenue of $9.277B, above the $9.068B expected. — Benzinga
- Mastercard Q2 Adj. EPS $5.04 Beats $4.77 Estimate, Sales $9.277B Beat $9.068B Estimate (opens in a new tab) — Benzinga
- Mastercard Incorporated Second Quarter 2026 Financial Results Available on Company’s Website (opens in a new tab) — Yahoo
- Mastercard Incorporated 2026 Q2 - Results - Earnings Call Presentation (opens in a new tab) — SeekingAlpha
- Tech Earnings, Central Bank Decisions: What to Watch the Rest of the Week (opens in a new tab) — The Wall Street Journal
Pre-market second reading after the results
- Verdict
- Beat expectations
Heading into the open, results beat expectations on both earnings and revenue and the price is indicating +2.8% pre-market, a move above the stock's usual reaction (about 2%). The figures confirm the optimistic scenario. Across our market history, in the 1,580 similar cases the close held that direction 75% of the time.
How the stock reacted
- Outcome
- Accurate
- Consolidated
- +2.5%
- Max favorable move (MFE)
- 3.5%
- Max adverse move (MAE)
- 0.8%