Huntington Bancshares Incorporated (HBAN) earnings on July 23, 2026

Before the market opens Q2 2026

More Huntington Bancshares Incorporated earnings

Prior outlook: Optimistic Outcome: Missed

The stock failed to hold its early gains, dropping 4.76% after falling as much as 5.91% during the day as investors sold following positive news.

HBAN price around the earnings

17.40

Change: -4.8%

2026-07-23, 20:00 UTC

End of the measured window
17.14 17.63 18.11 18.60 18.27
Price series around the eventClosing price per minute from before the event to the end of the measured window.
July 23, 2026
  • Price: green if it ends above the starting price; red if it ends below
  • End of the measured window
  • Market open
  • Starting price
Price series around the event

Prior thesis

Prior outlook: Optimistic Outcome: Missed

Thesis published
Results released

Pre-release: Strong trend strength and analyst upgrades drive optimistic setup; trajectory improved to +33.4, but modest historical beats and extreme retail crowding create sell-the-news risk.

Context analyzed before publication

Trend
Sustained trend strength into event (+4.72% 14d); trajectory improved sharply but moderated to +33.4, signaling crowding.

Analysts

Evidence

Analyst consensus
Buy
Consensus average (1-5)
1.68
Analysts covering the stock
18
Average price target
20.51
Lowest price target
18.6
Highest price target
22.5
Upside to price target
12.2%
Quarterly earnings growth
-0.8%
Revenue growth
33.6%
Forward EPS
1.9
Trailing EPS
1.31
Analyst moves in the last 60 days
6
  • Strong buy: 3
  • Buy: 11
  • Hold: 5
  • Sell: 0
  • Strong sell: 0
Strong buy
3
Buy
11
Hold
5
Sell
0
Strong sell
0
  • July 7, 2026 · UBS: Maintains rating (Buy → Buy)
  • July 6, 2026 · Evercore ISI Group: Maintains rating (Outperform → Outperform)
  • July 6, 2026 · JP Morgan: Maintains rating (Overweight → Overweight)
  • July 6, 2026 · Jefferies: Downgrades rating (Buy → Hold)
  • June 29, 2026 · Morgan Stanley: Maintains rating (Overweight → Overweight)
  • June 12, 2026 · Evercore ISI Group: Maintains rating (Outperform → Outperform)

News and sentiment

Evidence

Sentiment
Sentiment
Constructive
Mention volume
Low
Normalized volume
33%
News
Sources (6)

Technicals

Evidence

Average true range (ATR)
2%
Distance to 52-week high
-3.4%
14-day change (14d)
+4.7%
30-day change (30d)
+7.2%
30-day relative strength
+6.8%
SPY change (30d)
+0.4%
Nearest support
18.23
Nearest resistance
18.32
Volume accumulation ratio (14d / 46d)
0.86

Trends

Evidence

Average earnings surprise
+3.0%
  • April 23, 2026: actual EPS 0.37 vs estimate 0.35 (surprise +5.0%)
  • January 22, 2026: actual EPS 0.37 vs estimate 0.38 (surprise -1.3%)
  • October 17, 2025: actual EPS 0.4 vs estimate 0.37 (surprise +7.1%)
  • July 18, 2025: actual EPS 0.35 vs estimate 0.35 (surprise +1.2%)

Expected move

Implied move
+1.5%
Source
Options chain

Reactions over its last 20 earnings

Median move
2.3%
75th percentile move
3.8%
90th percentile move
6.2%
Up / down moves
10 / 10
Average up move
+2.9%
Average down move
-2.7%

Monitoring and close

What Huntington Bancshares Incorporated reported

Status
Finished
Actual EPS0.39
EPS estimate0.37
EPS surprise+5.4%
Revenue$2,837 million
Revenue estimate$2,842 million
Revenue surprise-0.2%

Huntington Bancshares affirmed 2026 EPS guidance of $1.90-$1.93, above estimates. The bank reported loan and deposit growth, higher fee income, but faces rising deposit costs and expects second-half rebound.

Sources (15)

Pre-market second reading after the results

Verdict
Mixed results

Heading into the open, the figures overturn the prior optimistic scenario. In the 692 past cases with a similar move, the close held that direction 88% of the time.

How the stock reacted

Outcome
Missed
Consolidated
-4.8%
Max favorable move (MFE)
0%
Max adverse move (MAE)
5.9%