Fiserv, Inc. (FISV) earnings on August 6, 2026
Prior outlook: Optimistic Outcome: Missed
Fiserv's stock fell sharply after the company reported weaker-than-expected earnings and lowered its future profit outlook, but it recovered most of the loss by the close.
FISV price around the earnings
54.11
Change: +0.0%
2026-08-06, 20:00 UTC
- Price: green if it ends above the starting price; red if it ends below
- Start of the measured window
- End of the measured window
- Market open
- Starting price
Prior thesis
Prior outlook: Optimistic Outcome: Missed
- Thesis published
- Results released
Trend strength positive but activist pressure and analyst caution offset 75% beat rate support.
Context analyzed before publication
- Trend
- Volatile run-up with recent positive trend strength, recovering from a dip into earnings.
Analysts
Evidence
- Analyst consensus
- Hold
- Consensus average (1-5)
- 2.67
- Analysts covering the stock
- 27
- Average price target
- 66.63
- Lowest price target
- 40
- Highest price target
- 115
- Upside to price target
- 23.1%
- Analyst moves in the last 60 days
- 9
- Strong buy: 3
- Buy: 6
- Hold: 25
- Sell: 1
- Strong sell: 1
- Strong buy
- 3
- Buy
- 6
- Hold
- 25
- Sell
- 1
- Strong sell
- 1
- July 24, 2026 · Truist Securities: Maintains rating (Hold → Hold)
- July 22, 2026 · BMO Capital: Maintains rating (Market Perform → Market Perform)
- July 22, 2026 · Cantor Fitzgerald: Maintains rating (Neutral → Neutral)
- July 10, 2026 · Citigroup: Maintains rating (Neutral → Neutral)
- July 9, 2026 · Goldman Sachs: Maintains rating (Neutral → Neutral)
- July 9, 2026 · Wells Fargo: Maintains rating (Equal-Weight → Equal-Weight)
- July 8, 2026 · JP Morgan: Maintains rating (Neutral → Neutral)
- July 8, 2026 · Barclays: Initiates coverage (Equal-Weight)
- July 7, 2026 · TD Cowen: Maintains rating (Neutral → Neutral)
News and sentiment
Evidence
Sentiment
- Sentiment
- Constructive
- Mention volume
- High
- Normalized volume
- 99%
News
Sources (7)
- Fiserv Partners With Stuut Technologies To Help Eligible Enterprise Finance Teams Modernize Manual, Fragmented B2B Receivables Processes Where Available (opens in a new tab) — Benzinga
- Jana Pushes Fiserv To Review Entire Portfolio, Refresh Board (opens in a new tab) — Benzinga
- Truist Securities Maintains Hold on Fiserv, Lowers Price Target to $52 (opens in a new tab) — Benzinga
- BMO Capital Maintains Market Perform on Fiserv, Lowers Price Target to $55 (opens in a new tab) — Benzinga
- Cantor Fitzgerald Maintains Neutral on Fiserv, Lowers Price Target to $53 (opens in a new tab) — Benzinga
- Fiserv To Act As Datavault AI's Exclusive Embedded Financial Services And Payments Provider (opens in a new tab) — Benzinga
- ‘That Thing Has Just Been Crushed’: Cramer On This Tech Stock (opens in a new tab) — Benzinga
Technicals
Evidence
- Price when the context was analyzed
- 54.11
- Average true range (ATR)
- 3.7%
- Distance to 52-week high
- -61.4%
- 14-day change (14d)
- +7.7%
- 30-day change (30d)
- +4.5%
- 30-day relative strength
- +2.0%
- SPY change (30d)
- +2.5%
- Nearest support
- 53.56
- Distance to nearest support
- 1%
- Nearest resistance
- 54.14
- Distance to nearest resistance
- 0.1%
- Volume accumulation ratio (14d / 46d)
- 0.96
- Mid: 53.56 (1% away, 0.27 ATR, 13 touches)
- Mid: 53.09 (1.9% away, 0.5 ATR, 15 touches)
- Minor: 52.67 (2.7% away, 0.71 ATR, 8 touches)
- Mid: 54.14 (0.1% away, 0.02 ATR, 23 touches)
- Mid: 54.68 (1.1% away, 0.28 ATR, 9 touches)
- Mid: 55.03 (1.7% away, 0.46 ATR, 10 touches)
Trends
Evidence
- Average earnings surprise
- -0.8%
- May 5, 2026: actual EPS 1.79 vs estimate 1.58 (surprise +13.5%)
- February 10, 2026: actual EPS 1.99 vs estimate 1.9 (surprise +4.6%)
- October 29, 2025: actual EPS 2.04 vs estimate 2.65 (surprise -22.9%)
- July 23, 2025: actual EPS 2.47 vs estimate 2.43 (surprise +1.5%)
Expected move
- Implied move
- +11.0%
- Source
- Options chain
Reactions over its last 20 earnings
- Median move
- 4.7%
- 75th percentile move
- 8.5%
- 90th percentile move
- 14.3%
- Up / down moves
- 11 / 9
- Average up move
- +4.4%
- Average down move
- -12.1%
Monitoring and close
What Fiserv, Inc. reported
- Status
- Finished
| Actual EPS | 1.84 |
|---|---|
| EPS estimate | 1.91 |
| EPS surprise | -3.7% |
| Revenue | $5,292 million |
| Revenue estimate | $5,039 million |
| Revenue surprise | +5.0% |
Fiserv missed Q2 estimates and cut its annual outlook. New leadership is focusing on strategic investments and portfolio review to navigate near-term headwinds while targeting long-term growth.
Sources (21)
- Fiserv Inc (FISV) (Q2 2026) Earnings Call Highlights: Strategic Investments and Portfolio ... (opens in a new tab) — GuruFocus.com
- Fiserv, Inc. Q2 2026 Earnings Call Summary (opens in a new tab) — Moby
- Fiserv Q2 Earnings Call Highlights (opens in a new tab) — MarketBeat
- Fiserv cuts 2026 outlook as Q2 earnings, revenue miss estimates (opens in a new tab) — Proactive
- FISV Q2 Earnings Miss Estimates on Margin Pressure, Revenues Decline (opens in a new tab) — Zacks
- Fiserv reports quarterly earnings miss in first report under new CEO (opens in a new tab) — Milwaukee Journal Sentinel
- Fiserv Stock Falls After Fintech Cuts Outlook (opens in a new tab) — Investor's Business Daily
- Fiserv Stock Drops After Cutting Guidance (opens in a new tab) — The Wall Street Journal
- Compared to Estimates, Fiserv (FISV) Q2 Earnings: A Look at Key Metrics (opens in a new tab) — Zacks
- Fiserv (NASDAQ:FISV) Slumps as Q2 Miss and Lowered Guidance Disappoint (opens in a new tab) — ChartMill
- Fiserv (FISV) Lags Q2 Earnings and Revenue Estimates (opens in a new tab) — Zacks
- Fiserv Slashes Outlook, Stock Sinks (opens in a new tab) — Benzinga
- Fiserv flags Clover revenue drop (opens in a new tab) — Yahoo
- Fiserv’s (NASDAQ:FISV) Q2 CY2026 Sales Beat Estimates But Stock Drops (opens in a new tab) — StockStory
- Fiserv Q2: Being Greedy May Prove To Be A Big Mistake (opens in a new tab) — SeekingAlpha
- Fiserv's adjusted earnings of $1.84 per share missed the $1.91 estimate, but revenue of $5.292B beat the $5.039B forecast. — Benzinga
- Fiserv Q2 Adj. EPS $1.84 Misses $1.91 Estimate, Sales $5.292B Beat $5.039B Estimate (opens in a new tab) — Benzinga
- Fiserv, Inc. (FISV) Q2 2026 Earnings Call Transcript (opens in a new tab) — SeekingAlpha
- Fiserv Lowers FY2026 Adj EPS Guidance from $8.00-$8.30 to $7.20-$7.40 vs $8.10 Est (opens in a new tab) — Benzinga
- Fiserv Reports Second Quarter 2026 Results (opens in a new tab) — Yahoo
- Fiserv, Inc. 2026 Q2 - Results - Earnings Call Presentation (opens in a new tab) — SeekingAlpha
Pre-market second reading after the results
- Verdict
- Missed expectations
Heading into the open, results beat expectations on revenue but not on earnings, and the price is indicating -12.4% pre-market, a move 3x the stock's usual reaction (about 5%). The figures overturn the prior optimistic scenario. In the 1,064 similar cases in our market history, the close held that direction 96% of the time.
How the stock reacted
- Outcome
- Missed
- Consolidated
- -0.3%
- Max favorable move (MFE)
- 0.5%
- Max adverse move (MAE)
- 13.1%